Hokodo offers a scalable, all-in-one payment solution for B2B, complete with trade credit and up front payment options. We enable European merchants, marketplaces and other suppliers to achieve their growth goals without being hindered by operational inefficiencies, outdated payment processes or working capital constraints.

Our proprietary underwriting platform results in optimised offer rates and real-time credit decisions, even on a buyer’s first transaction. Meanwhile, the supplier is paid up front and in full, while Hokodo takes responsibility for collections and provides 100% protection against non-payment – even if the buyer is unable or unwilling to pay.

The digital-first nature of Hokodo’s end-to-end credit management solution means that we’re able to support B2B businesses with the full order-to-cash cycle as they expand into new markets, regions or industries. Hokodo handles credit scoring, fraud detection, payments, collections, financing and credit insurance, so there’s no need to integrate with any other providers. Our geographic footprint enables us to reach buyers across Europe.